Why This Fight Is Not Just About Us

What happened to us could just as easily happen to any owner with a business account and an out‑of‑state creditor. A single default judgment from another state—often based on questionable service—can be turned into a “legal order debit” that drains an account before the owner even knows a case exists.​

This fight is not about asking for special treatment. It is about enforcing the rules that already exist:

Most states require foreign judgments to be domesticated before local assets are touched, but banks often honor out‑of‑state orders without checking those requirements.​​
Laws in places like New York were updated to curb abusive judgment and garnishment practices against out‑of‑state businesses, yet those protections mean little if banks and collectors can sidestep them with “we take no stance” policies.​​
Many small‑business owners, and even many lawyers, have never been walked through how domestication, garnishment, exemptions, and bank policies actually interact in the real world.
By pushing this case forward, documenting every step, and collecting other owners’ stories, the goal is to:

Give small businesses a clear picture of how these systems really work
Provide regulators and lawmakers with concrete examples they can act on
Pressure large financial institutions to align their policies with the law, not just their own convenience
Our names are on the pleadings, but the principles at stake—due process, state‑law protections, and basic fairness in how banks respond to court papers—belong to everyone who keeps their livelihood in a business account.

You can turn this into a blog post by expanding each bullet with examples from your documents and linking back to your case timeline, the legal‑options article, and the future “Why This Fight Is Not Just About Us” post.